GOLDCO

Goldco Review: Best for Preparation-Minded Retirees & Low Fees

Costs, Fees, Storage Options, BBB Ratings, Pros and Cons

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Disclaimer: Precious Metals Investment Portfolio may receive compensation from many or all of the companies listed,  including Birch Gold. This is how we maintain our free service for consumers.

Who is Goldco?

Goldco is one of the leading providers of gold, silver, and other precious metal IRAs for retirees interested in wealth protection. Goldco is renowned industry-wide for its customer service, specialized expertise, and established trust.

Retirees building their retirement investments, understandably, have many questions and concerns on the process of buying precious metals. Goldco provides knowledge and professionalism that help the average or seasoned investor feel confident in their choice. New clients pay no fees during the first year.

Founded in 2006 by CEO Trevor Gerszt, California-based Goldco has remained one of the top gold IRA companies and has earned an A+ rating by the BBB (Better Business Bureau) and a Triple-A rating from Business Consumer Alliance.

In addition to favorable industry ratings, Goldco customer reviews and testimonials have remained consistently positive over the company’s decade-plus existence in the financial investing world. The company has nearly 500 reviews on TrustPilot with a 4.9 out of 5-star rating.

Retirees. A typical gold IRA and precious metals investor

Self-Directed Gold IRA

Gold’s purchasing power has remained stable and consistent over time, while the US dollar has lost 98% of its purchasing power since 1971.
Goldco's goal is to make it easy for you to get the benefit of owning physical gold or silver and put you back in control of your retirement savings.
GOLDCO

Self-Directed Silver IRA

Silver's limited supply and increased demand continue to drive its long-term value and provide portfolio asset diversification.

Goldco

Buy Gold and Silver

Protect your retirement wealth against inflation and economic uncertainty by buying gold and silver coins outside of a Precious Metals IRA.

Coins can be shipped directly to your doorstep or to the depository of your choice. You may even qualify for free storage.

 

QUICK SUMMARY

Minimum Investment: $25,000

Fees: $175-$225/year

Promotion: 5% back on metals over $50k

Prepared Retirees Buy Gold and Silver as a Store of Value to Protect and Diversify their Savings from Economic Instability

Gold IRAs protect retirement investors from stock market volatility, geopolitical instability and weathering the inevitable cycles of inflation and recession. Whether it is a bear or a bull market, precious metals are the ideal asset for retirees to hold for diversification. The tides can change very quickly and preparation is key.

Solely investing in stocks, bonds, and paper assets can expose retirement accounts to risk and vulnerability. Prepared retirees choose Gold IRAs for the stability that precious metals provide because they act as insurance and a hedge against an ever devaluing dollar. From Precious Metal IRAs to direct purchases of precious metal bars or coins, Goldco is a leader in precious metals industry.

Educated Retirees and Prepared Investors Choose Goldco for their Gold IRA

How is gold a store of value?

Gold and other precious metals act as a  store of value because they maintain their value over a long period. Since 1971, the US dollar has lost 98% of its purchasing power while gold has remained stable over time.  Serious investors choose a Goldco self-directed precious metals IRA for the flexibility and control it gives them.

Gold IRAs are the ideal choice to leverage the benefits of investing in gold and other precious metals while diversifying your investment portfolio, saving for retirement, as well as building and protecting wealth.

Whatever your reason, Goldco is the right vehicle to help manage your present IRA or 401K rollover. Goldco’s goal is to make it easy for you to gain the benefit of owning physical gold and silver for safeguarding your hard-earned retirement and also improving the performance of your portfolio.

What Is a Goldco IRA and How Does A Precious Metals IRA Work?

Goldco offers two primary services: Precious Metals Individual Retirement Accounts (IRAs) and direct purchases.

Precious Metals IRAs

Goldco offers gold IRAs, silver IRAs, or a combination of both whether through setting up a new precious metals IRA or managing the rollover of an existing retirement plan into an IRA.

Similar to a traditional IRA, gold and silver IRAs offer tax benefits and allow individuals to prepare and protect their retirement as well as grow their wealth. The main difference, however, instead of a stock investment portfolio plan, you can invest in gold and silver coins and bars. Tangible physical assets.

Goldco offers a simple online application form to help you start the process of creating a self-directed IRA account or rolling over an existing account. You'll just need to provide information on how the account will be funded, and a member of Goldco's team will work with you to get the money transferred to your new account.

Non-IRA Precious Metals

Any investor can buy precious metals through the company regardless of earned income or age. When directly buying precious metals outright, the assets should be secured in a vault or depository location of some fashion.

If you are unsure which options make the most sense for you to invest in, the experts on Goldco's team will answer any questions you may have, offer advice and information to help you make the right choice.

Goldco’s selection of IRA eligible precious metals includes but is not limited to:

Gold Investments

  • Gold American Eagle Coin
  • Gold American Eagle Proof
  • Gold American Bald Eagle Coin
  • Gold Buffalo Coin
  • Gold Maple Leaf Coin
  • Gold Lucky Dragon Coin
  • Gold Australian Saltwater Crocodile Coin
  • Royal Mint Gold Lunar Series: 2018-Year of the Dog Coin
  • Royal Mint Gold Lunar Series: 2019-Year of the Pig Coin
  • Royal Mint Gold Lunar Series: 2016-Year of the Monkey Coin
  • Royal Mint Gold Lunar Series: 2017-Year of the Rooster Coin
  • Numerous PAMP Suisse and Perth Mint gold bars of various sizes

Silver Investments

  • Silver American Eagle Coin
  • Silver American Eagle Proof Coin
  • Silver American Bald Eagle Coin
  • Silver Maple Leaf Coin
  • Silver World War I Coin
  • Silver WWII Victory Coin
  • Silver Lucky Dragon Coin
  • Silver Australian Saltwater Crocodile Coin
  • Royal Mint Silver Britannia Lunar Series: 2015-Year of the Ram Coin
  • Royal Mint Silver Britannia Lunar Series: 2016-Year of the Monkey Coin
  • Royal Mint Silver Britannia Lunar Series: 2017-Year of the Rooster Coin
  • Royal Mint Silver Britannia Lunar Series: 2018-Year of the Dog Coin
  • Royal Mint Silver Britannia Lunar Series: 2019-Year of the Pig Coin

Precious Metal IRA Rules?

What Precious Metals Are IRA approved?

Certain IRS regulations apply. Not all gold or silver pieces may be held in an IRA. Gold coins must be at least 99.5% pure, and silver coins must be at least 99.9% pure per IRS regulations. However, the IRS code makes an exception in fineness for gold American Eagles which are well under the 99.5% pure standard.

Gold bullion bars should be fabricated by COMEX, NYMEX, or other ISO 9000-approved refiners.

Proof gold coins should come in their original packaging accompanied by a certificate of authenticity.

What are Goldco's Fees & Minimums?

Service

Precious Metals IRA

Non-IRA Tranactions

Investment Minimum

$20,000 to 25,000

$3,500

Annual Fees

Fees: $175 - $225/yr

Storage and Maintenance fees: $0

Click the Button Below to Request Your Free Goldco Gold IRA Guide

Goldco

Pros and Cons of Gold Investing with Goldco

Pros

✓Low fees. New clients pay no fees during their first year.

✓The highest buyback guarantee in the industry

Exceptional customer service and consistent positive ratings

A+ rating by the BBB

✓Diversification of your portfolio and mitigating risk through Goldco

Cons

You must call or email the company to get started.

IRA minimum deposits start at $25,000

Goldco vs. Other Gold IRA Companies

Augusta Precious Metals
  • Annual Fee: $180
  • Minimum Investment: $50,000
  • Promotion: See official site
Birch Gold
  • Annual Fee: Fees vary
  • Minimum Investment: $10,000
  • Promotion: 1st-year fees waived          (over $50k accounts)
  • Annual Fee: See Site for fees
  • Minimum Investment: $2,000 - 5,000
  • Promotion: 1st-year fees waived for qualifying IRAs

The Time is Now to Protect Your Retirement Wealth from Looming Inflation and Economic Instability with Gold and Silver

In the span of 15 years, the average US citizen has seen the continuous inflating of the money supply, volatile markets, the longest recession in history with another one possibly on the horizon, and an ongoing pandemic that stretched supply chains and put millions out of work.

Whether you are retired or a high-earning investor, people like you who have worked hard for years to build your assets are looking to safeguard and protect them with alternatives like precious metal investments.

With A+ ratings by the BBB, AAA rated by Business Consumer Alliance and awarded INC 5000 recognition for 6 years, Goldco has remained one of the top trusted Gold and Silver IRA companies in the industry. Retirees and preparation-minded investors see the value of portfolio diversification through precious metals using self-directed IRAs or 401K rollovers.

To get started with Goldco on building your retirement investments with gold and silver, visit their official site to receive a free information guide by clicking the button below.

Summary

Goldco is a great choice for serious investors, retirees, or general preparedness.

  • Goldco IRAs diversify by owning physical investments. Precious metals have stood the test of time and will be around forever. Goldco is the right choice to help manage  and diversify your retirement investment portfolio with physical assets that will never go out of style and provide savings protection.
  • A Goldco Precious Metals IRA can help protect your wealth from economic and stock market volatility. If the present state of the marketplace makes you nervous, minimize your risk with precious metal investments—which tend to move in the opposite direction of traditional securities. With a proven record great customer service, low fees and one the best buyback policies in the industry, you can rely on Goldco's professional guidance in times of uncertainty. When the market is on the downturn and the dollar is in a spiral, gold and silver can help you ride out the cycle until things start to swing back up.
  • Are you nearing retirement and fear another financial crisis? If you are nearing retirement or are already retired, a precious metals IRA will add stability when you need it the most. Another financial crisis like the one in 2008 can strike at any time. Protect and build your wealth with a Goldco Precious Metal IRA.

Customer Reviews   4.84/5

Customer Complaints

19 complaints closed in last 3 years

12 complaints closed in last 12 months

precious metal investment

Goldco Testimonials

David E. - Google Reviews

Professional and Helpful

"Goldco has been very professional and helpful with me. When I wanted to roll my annuity in gold I went on line to find a Gold company to help me so I checked with the IRS and they recommended Goldco. I recommend them myself."

Robin W. - BBB Rating Review

I Feel More Confident

"Goldco was great in answering all of my questions in a very professional and caring way. They were prompt in keeping me informed of this process each step of the way. I feel more confident that my finances are more secure than ever before. Thank you for working with me to complete this transaction, for welcoming me into the Goldco family, and for providing great customer service.

Mark

I Trust Goldco

"I wanted to roll some additional funds from my 401K to my precious metals (Silver) IRA that Goldco assisted me with setting up a few months ago. I contacted my representative at Goldco and after that initial call, everything was moving in place. I received a phone call from a Goldco IRA processor who arranged a joint call with the 401K funds manager to make the transfer request. A few days after that, I received communication from my Goldco representative that the IRA trust company received the funds and he informed me what silver coins he recommends. Within minutes of the call, we were locked in on the price and received the order confirmation. I trust Goldco, and will do business with them again. Excellent and knowledgeable service."

Robert

Answered All My Questions and Concerns

"I was really impressed with the knowledge and professionalism of the Goldco team that I interacted with. They answered all my questions and relieved all my concerns on the process of buying precious metals. I'm very excited about the future of my purchase"

Bill C.

Goldco Made Things Easy

"This was my first time purchasing precious metals. Goldco made things easy! They explained my options and the purchase process, provided easy to follow written instructions, answered all of my questions, were very timely in communication and all those involved were friendly and ready to help. I highly recommend Goldco for metal purchases.

FAQs

Are Gold or Precious Metal IRAs a Good Investment?

The U.S. economy is becoming more and more unstable. Whether through mounting inflation, unsound monetary policy, government debt, supply chain shortages, an erratic stock market, unforeseen global pandemics, or geo-political instability, there is a number of reasons to be concerned about your investments.

Bear markets as well as cycles of inflation and recession will come and go. Precious metals like gold and silver can help you ride out rough times. Given their time-tested stability, one can clearly see the benefits of investing in gold and other precious metals.

Why Invest in Gold and Precious Metals and is a Precious Metal IRA a Good Idea?

If you are a retiree, a high net worth individual, or an average or serious investor, you know that having the lion’s share of your money and savings invested exclusively in stocks and bonds can open you up to risk.

As prices rise, gold, silver, and other precious metals investments are sound investments because they add an extra layer of protection against inflation and economic instability.

How Does A Precious Metal IRA work?

Stated simply, Precious Metals and Gold IRAs are a type of self-directed, tax-advantaged Individual Retirement Account that contain physical gold or other approved precious metals rather than stocks.

You can roll over an existing IRA into a gold IRA, or open a new one through a reputable Precious Metals or Gold IRA company.

What Precious Metals Are IRA approved?

Precious Metal IRAs can invest in IRS-permitted gold, silver, palladium, and platinum bullion and coins. Gold coins and bars are required to be at least 99.5% pure, and silver coins and bars must be at least 99.9% pure.

PRECIOUS METALS AUTHOR

Adam ONeill

Author, lifelong investor, and creator of PreciousMetalsInvestmentPortfolio.com